[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rkneptun.cz\/i-podnikatele-si-pujcuji\/#Article","mainEntityOfPage":"https:\/\/www.rkneptun.cz\/i-podnikatele-si-pujcuji\/","headline":"I podnikatel\u00e9 si p\u016fj\u010duj\u00ed","name":"I podnikatel\u00e9 si p\u016fj\u010duj\u00ed","description":"I podnikatel\u016fm se n\u011bkdy m\u016f\u017ee st\u00e1t, \u017ee se ocitnou ve finan\u010dn\u00edch probl\u00e9mech, je\u017e jsou takov\u00e9, \u017ee je doty\u010dn\u00ed nedok\u00e1\u017eou vlastn\u00edmi silami zvl\u00e1dnout. A proto\u017ee je nasnad\u011b, \u017ee v podobn\u00fdch probl\u00e9mech nelze \u017e\u00edt v\u011b\u010dn\u011b, proto\u017ee to by p\u0159ece nebyl \u017e\u00e1dn\u00fd \u017eivot, mus\u00ed se ti zm\u00edn\u011bn\u00ed p\u0159i\u010dinit, aby v\u0161e zase vr\u00e1tili do norm\u00e1lu. Ov\u0161em stabilizovat situaci v … ","datePublished":"2019-10-20","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.rkneptun.cz\/author\/#Person","name":"","url":"https:\/\/www.rkneptun.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rkneptun.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rkneptun.cz\/wp-content\/uploads\/img_a367029_w2588_t1579442468.jpg","url":"https:\/\/www.rkneptun.cz\/wp-content\/uploads\/img_a367029_w2588_t1579442468.jpg","height":0,"width":0},"url":"https:\/\/www.rkneptun.cz\/i-podnikatele-si-pujcuji\/","about":["Pen\u00edze"],"wordCount":433,"articleBody":"       I podnikatel\u016fm se n\u011bkdy m\u016f\u017ee st\u00e1t, \u017ee se ocitnou ve finan\u010dn\u00edch probl\u00e9mech, je\u017e jsou takov\u00e9, \u017ee je doty\u010dn\u00ed nedok\u00e1\u017eou vlastn\u00edmi silami zvl\u00e1dnout. A proto\u017ee je nasnad\u011b, \u017ee v podobn\u00fdch probl\u00e9mech nelze \u017e\u00edt v\u011b\u010dn\u011b, proto\u017ee to by p\u0159ece nebyl \u017e\u00e1dn\u00fd \u017eivot, mus\u00ed se ti zm\u00edn\u011bn\u00ed p\u0159i\u010dinit, aby v\u0161e zase vr\u00e1tili do norm\u00e1lu. Ov\u0161em stabilizovat situaci v t\u0159eba i hodn\u011b velk\u00e9 firm\u011b nen\u00ed nic jednoduch\u00e9ho. To chce hodn\u011b velk\u00e9 investice. A pokud pak doty\u010dn\u00fd podnikatel dlu\u017e\u00ed st\u00e1tu, zdravotn\u00ed poji\u0161\u0165ovn\u011b \u010di jin\u00fdm instituc\u00edm, dodavatel\u016fm, zam\u011bstnanc\u016fm a dal\u0161\u00edm, m\u016f\u017ee m\u00edt cel\u00e9 podnik\u00e1n\u00ed p\u0159\u00edmo na kah\u00e1nku.  A co si po\u010d\u00edt, aby nedo\u0161lo aspo\u0148 k tomu \u00fapln\u011b nejhor\u0161\u00edmu? Najednou nen\u00ed zbyt\u00ed a \u010dlov\u011bk si mus\u00ed vz\u00edt na p\u0159eklenut\u00ed zl\u00fdch \u010das\u016f p\u016fj\u010dku. Co\u017e se ale sn\u00e1ze \u0159ekne, ne\u017e ud\u011bl\u00e1. Proto\u017ee pojmout tento \u00famysl je snadn\u00e9 a ani n\u00e1v\u0161t\u011bva banky nen\u00ed ni\u010d\u00edm zase a\u017e tak komplikovan\u00fdm, ale domoci se tu p\u016fj\u010dky znamen\u00e1 nejednou nerozlousknuteln\u00fd o\u0159\u00ed\u0161ek. Proto\u017ee banky maj\u00ed p\u0159\u00edsn\u00e1 krit\u00e9ria, je\u017e mus\u00ed \u017eadatel\u00e9 v podobn\u00fdch p\u0159\u00edpadech splnit a je\u017e se nedaj\u00ed nijak obej\u00edt. A kdy\u017e m\u00e1 n\u011bkdo dluhy, mizern\u00e9 p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a jin\u00e9 stinn\u00e9 str\u00e1nky, logicky neusp\u011bje. A tak m\u016f\u017ee podobn\u00fd zoufal\u00fd podnikatel nejednou d\u011bkovat bohu za to, \u017ee je tu i americk\u00e1 hypot\u00e9ka nebankovn\u00ed, d\u00e1vaj\u00edc\u00ed mo\u017enost se p\u0159\u00edsn\u00fdm a d\u016fkladn\u00fdm prov\u011brk\u00e1m vyhnout a p\u0159esto se k pen\u011bz\u016fm dostat. U n\u00ed toti\u017e z\u00e1le\u017e\u00ed jenom a pouze na tom, m\u00e1-li \u017eadatel p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed a tak\u00e9 n\u011bjakou nemovitost, ji\u017e by mohl nab\u00eddnout jako z\u00e1ruku, \u017ee v\u0161e skute\u010dn\u011b \u0159\u00e1dn\u011b splat\u00ed.  Pokud jsou tyto dv\u011b podm\u00ednky spln\u011bny, je u\u017e \u00fasp\u011bch na dosah ruky. U\u017e sta\u010d\u00ed jenom jednodu\u0161e za\u017e\u00e1dat, po\u010dkat si jenom kr\u00e1tce na rozhodnut\u00ed, podepsat smlouvu a inkasovat. Ani\u017e by \u017eadatel musel cokoliv zaplatit p\u0159edem, ani\u017e by se musel po finan\u010dn\u00ed str\u00e1nce \u201aobna\u017eovat\u2018, dostane pen\u00edze, kter\u00e9 na z\u00e1chranu sv\u00e9ho podnik\u00e1n\u00ed pot\u0159ebuje. Je\u017e m\u016f\u017ee investovat do \u010dehokoliv a pak klidn\u011b i hodn\u011b dlouho spl\u00e1cet. A kdo by t\u00edm mohl opovrhnout?                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I podnikatel\u00e9 si p\u016fj\u010duj\u00ed","item":"https:\/\/www.rkneptun.cz\/i-podnikatele-si-pujcuji\/#breadcrumbitem"}]}]