[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rkneptun.cz\/normalni-lide-penize-potrebuji\/#Article","mainEntityOfPage":"https:\/\/www.rkneptun.cz\/normalni-lide-penize-potrebuji\/","headline":"Norm\u00e1ln\u00ed lid\u00e9 pen\u00edze pot\u0159ebuj\u00ed","name":"Norm\u00e1ln\u00ed lid\u00e9 pen\u00edze pot\u0159ebuj\u00ed","description":"Lid\u00e9 jsou, jak je d\u00e1vno v\u0161em dob\u0159e zn\u00e1mo, r\u016fzn\u00ed. Ale je a\u017e p\u0159ekvapiv\u00e9, jak jednotn\u00ed jsme my lid\u00e9 v n\u00e1zorech na pen\u00edze. V\u0161ichni se shodneme na tom, \u017ee je chceme a pot\u0159ebujeme m\u00edt, a pokud je nem\u00e1me, jsme nespokojen\u00ed a chceme jich v\u00edc a je\u0161t\u011b v\u00edc. A obvykle nem\u00e1me nikdy dost. A nen\u00ed si t\u0159eba … ","datePublished":"2021-09-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.rkneptun.cz\/author\/#Person","name":"","url":"https:\/\/www.rkneptun.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rkneptun.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rkneptun.cz\/wp-content\/uploads\/srovnan%C3%A1%20eura_3.jpg","url":"https:\/\/www.rkneptun.cz\/wp-content\/uploads\/srovnan%C3%A1%20eura_3.jpg","height":0,"width":0},"url":"https:\/\/www.rkneptun.cz\/normalni-lide-penize-potrebuji\/","about":["Pen\u00edze"],"wordCount":436,"articleBody":"      Lid\u00e9 jsou, jak je d\u00e1vno v\u0161em dob\u0159e zn\u00e1mo, r\u016fzn\u00ed. Ale je a\u017e p\u0159ekvapiv\u00e9, jak jednotn\u00ed jsme my lid\u00e9 v n\u00e1zorech na pen\u00edze. V\u0161ichni se shodneme na tom, \u017ee je chceme a pot\u0159ebujeme m\u00edt, a pokud je nem\u00e1me, jsme nespokojen\u00ed a chceme jich v\u00edc a je\u0161t\u011b v\u00edc. A obvykle nem\u00e1me nikdy dost.A nen\u00ed si t\u0159eba vlastn\u011b vysv\u011btlovat, pro\u010d po pen\u011bz\u00edch tak prahneme, pro\u010d je tou\u017e\u00edme m\u00edt v\u00edc ne\u017e spoustu jin\u00fdch v\u011bc\u00ed. Zkr\u00e1tka proto, \u017ee si za n\u011b v\u0161echny ty ostatn\u00ed v\u011bci m\u016f\u017eeme nakoupit, m\u016f\u017eeme si za n\u011b nechat libovoln\u011b posluhovat nebo si dop\u0159\u00e1vat jin\u00e1 blaha.Jen\u017ee touha po pen\u011bz\u00edch neznamen\u00e1, \u017ee jich m\u00e1me v\u017edy aspo\u0148 nezbytn\u00e9 minimum, tolik, abychom z nich dok\u00e1zali vy\u017e\u00edt. \u010casto se n\u00e1m jich nedost\u00e1v\u00e1, a to z mnoha r\u016fzn\u00fdch d\u016fvod\u016f. A a\u0165 je p\u0159\u00ed\u010dina nedostatku jak\u00e1koliv, kon\u010d\u00ed to poka\u017ed\u00e9 stejn\u011b. Kdy\u017e u\u017e nev\u00edme, jak si je\u0161t\u011b n\u011bjak\u00e9 pen\u00edze vyd\u011blat, aspo\u0148 si je p\u016fj\u010dujeme. Samoz\u0159ejm\u011b tehdy, kdy\u017e se najde n\u011bkdo, kdo n\u00e1m je ochoten p\u016fj\u010dit.Ov\u0161em solventn\u00ed p\u0159\u00edbuzn\u00e9 a opravdov\u00e9 p\u0159\u00e1tele lid\u00e9 v t\u00edsni obvykle nem\u00edvaj\u00ed, a tak nen\u00ed jin\u00e1 mo\u017enost, ne\u017e po\u017e\u00e1dat o poskytnut\u00ed p\u016fj\u010dky n\u011bkter\u00fd finan\u010dn\u00ed \u00fastav.Ale to si nejednou d\u00e1me! Po\u017e\u00e1d\u00e1me ze zvyku banku a r\u00e1zem abychom dokl\u00e1dali tu to a tu ono. A kdy\u017e to pap\u00edrov\u00e1n\u00ed d\u00e1me n\u011bjak dohromady, n\u00e1sleduje \u010dek\u00e1n\u00ed trvaj\u00edc\u00ed pomalu celou v\u011b\u010dnost a n\u00e1sledovan\u00e9 \u010dasto zam\u00edtnut\u00edm \u017e\u00e1dosti. Proto\u017ee by si banky p\u0159edstavovaly n\u011bkoho lep\u0161\u00edho, dokonalej\u0161\u00edho\u2026 Zkr\u00e1tka n\u011bkoho, k\u00fdm nejsme.A co s t\u00edm nad\u011bl\u00e1me? V bank\u00e1ch nic. Ale u nebankovn\u00ed spole\u010dnosti se d\u00e1 vz\u00edt aspo\u0148 hypot\u00e9ka po insolvenci, u kter\u00e9 v\u011bt\u0161ina nedostatk\u016f, kter\u00e9 mohou \u017eadatel\u00e9 m\u00edt, nevad\u00ed. Net\u0159eba se tu t\u0159\u00e1st hr\u016fzou, zda budou \u017eadatelovy p\u0159\u00edjmy shled\u00e1ny jako dosta\u010duj\u00edc\u00ed, nemus\u00ed tu vadit z\u00e1znam v registrech dlu\u017en\u00edk\u016f ani jin\u00e9 v\u011bci, kter\u00e9 by \u010dlov\u011bka v bance zbavily nad\u011bj\u00ed.A proto se pr\u00e1v\u011b na nebankovn\u00ed hypot\u00e9ky s\u00e1z\u00ed. Proto\u017ee u nich usp\u011bje ka\u017ed\u00fd, kdo vlastn\u00ed nemovitost a je ochoten ji d\u00e1t do z\u00e1stavy.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Norm\u00e1ln\u00ed lid\u00e9 pen\u00edze pot\u0159ebuj\u00ed","item":"https:\/\/www.rkneptun.cz\/normalni-lide-penize-potrebuji\/#breadcrumbitem"}]}]